We believe that car insurance quotes don’t have to be complicated. Our dedicated team takes the time to explain your options thoroughly, ensuring you understand how to save money while maintaining the coverage you need. Whether you’re insuring your everyday vehicle or that cherished ‘hobby car’ in the garage, our goal is clear: to provide you with current, accurate, and affordable coverage.

A Personalized Approach

When you consult with us for a car insurance quote, you’re not just another number; you’re a valued client with unique needs and circumstances. We delve into important topics during your consultation to tailor a policy that meets your specific requirements and life situations.

The following are some of the main topics to be discussed during your car insurance quote consultation. As we delve deeper into your policies and coverage, you will gain a greater understanding as to what best meets your needs or your life situations.

1. Deductible. The deductible you choose can have an impact on your insurance rates and also affects how certain types of claims will impact you financially.
2. How many drivers will be insured on the policy? What are their ages and driving histories? Younger drivers tend to have higher rates. Minor and major convictions can have an impact on your car insurance rates for anywhere from 5-10 years
3. What coverage is needed for your vehicle? Older vehicles may require less coverage while newer vehicles will likely warrant more extensive coverage. Also, sports cars and vehicles with features such as advanced stereo equipment or body modifications can increase your rates.
4. Will the primary use of the vehicle be for work or pleasure?
5. How much driving do you do with your vehicle per year?
6. Do you travel to The United States with your car?
7. How many traffic infractions and claims do you have (regardless of fault, we still need to know about them)?
8. Is there a theft deterrent system built into your vehicle? In some instances, lower premiums can be offered if anti-theft systems are installed.

Our recommendation to each of our clients is to Ask Questions! We work for you, which is why we shop our insurance companies to find you the best rates for the coverage you need. We look forward to speaking with you.